Your information may be held on a Islamic Mortgages .co.uk company database and used by us and any Group company for the purposes set out in this part of the Terms. Your information includes any information which we or any Group company holds, now or at any time in the future (including after any mortgage or other loan is repaid and any insurance cover ends).
For mortgage applications the lenders will make searches about you at credit reference agencies who will supply us with credit information, as well as information from the Electoral Register.
The lenders will record details of the search whether or not this application proceeds.
The lender may use credit-scoring methods to assess this application and to verify your identity.
Credit searches and other information provided to the lenders and/or the credit reference agencies, about you and those with whom you are linked financially may be used by the lender and other companies if credit decisions are made about you, or other members of your household.
This information may also be used for debt tracing and the prevention of money laundering as well as the management of your account.
You have the right of access to your personal records held on our files by written request to the lenders addresse(s) and on payment of a fee.